If you have devoted your working years to the agribusiness industry, whether it be as a leader for an agricultural-based company or a producer, we understand the challenges you may be facing when it comes to planning for a future that provides a lasting legacy for your family while ensuring your business is strategically and thoughtfully handled. Cornerstone Financial Group is located in the heartland and over our 30+ years, we’ve served many successful people in agribusiness with their financial, business and estate planning needs. By taking a defined and deliberate approach, we are able to help you identify and align your personal, business and financial goals, then identify ways to increase your business's value and guide you in that process. Our founder, Mike Moffitt comes from a multi-generational farm and is proud to have strong roots in agriculture and his community. Learn more about why agribusiness is important to our firm and Mike Moffitt below.
We take the time to get to know you and your business. Your challenges and goals are our focus.
Our deliberate and comprehensive approach ensures the most effective solutions are offered.
Each client presents a unique situation so we tailor our services and strategies for you.
I grew up a farm kid. You might recognize my background - having a dad who spent most waking hours, especially during growing season - outside on the farm. And a mom that helped on the farm and also did pretty much everything in the house. Preparing the ground, planting, cultivating, harvesting. You may remember baling hay, sweating in the hay mow. If your dad raised hogs, you remember too well cleaning pens and stalls. If he raised cattle, it might have been those days you scooped up baby calves out of the mud during spring calving season. Farming can be the ultimate "Dirty Jobs" occupation.
Your father's perseverance rubs off on you, right? It shapes your beliefs when you work side by side with someone who gives his best effort 100% of his waking hours. The farmers nearing retirement today were quietly proud when you got that college degree that their hard work made possible.
Maybe your plan after college was to work a few years in the corporate ag world, then move back to the farm. That would make sense - there have been plenty of tough years on the farm, especially in the ‘80s. I personally lost 2 jobs in 3 years due to the struggling ag economy, quickly finding out that those who work closely with farmers also feel real financial pain when farmers are hurting. Both farmers and their suppliers need to be financially nimble to survive.
Today's surviving farmers understand working long, hard hours can be a virtue but in today's world it's critical for everyone in agriculture to find efficiencies that allow them to work smarter, not harder. It's hard to get agriculture out of your blood if that's been your life. Farmers, equipment dealers, feed suppliers, chemical or seed dealers - some of the most genuine people in America. Their hours are unpredictable, they often work in less than ideal situations, and their success rides on the whims of nature.
While we've helped many people in our 30+ years (and plan on continuing to do so for many more), working with farmers and ag business owners is certainly a passion for me. They put their faith in God to provide every year, usually taking huge financial risks to help put food on our tables. And in agriculture, as in wealth management, proper planning really matters. The right equipment, the right seed, the best herd health practices, the best planning. It all makes a difference.
When it comes right down to it, your work and your family are your life's legacy. Our passion here is simple... helping wealth creators grow and preserve their legacy!
- Mike Moffitt
We can help you solve the tough issues that arise from success. Our services include but are not limited to helping you address the following:
Before another season comes and goes, reach out to us at Cornerstone Financial Group for a no-cost initial consultation. We are committed to providing innovative and forward-thinking solutions for entrepreneurs in agriculture. Our passion here is simple…helping wealth creators grow and preserve their legacy!
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